Watch2Pay "Time is money"

Progress tends to favour convenience, which in turn does not favour progress (see: America). Flying the progress flag for Britain: Watch2Pay.

The first of its kind in the world, W2P innovatively disposes of the need for a billfold by placing the RFID chip used for those increasingly commonplace contact-less payment points into a snappy wrist-ticker, making it a bit like your Oyster card, except for clams. How to take one small step towards the future:

• Choose one of their minimalist timepieces, which come in eight colours that eschew boring names like "blue" and "orange" for cooler stuff like "Dragon", "Coffee" and, for those with the matching drapes, "Red Carpet".

• Wait anxiously by the postbox, then, when your package arrives, insert the SIM-style chip, your digital link to a pre-pay Mastercard acount.

• Rack up loot sans wallet by hovering your hand over the payment point. Stand there marveling at the ease of it, until the process actually takes considerably longer than it would have otherwise.

Because some progress-/ convenience-/ freedom-hating places still don't take contact-less payment, you'll also get an old-style credit card linked to the same account, convenience that can kill you if your credit is totally screwed (see also: America).