Because for years the only truly awesome banks was named Adam and played for the Mighty Ducks, there's Bank Simple, which aims to free you from big-bank shackles via a totally free, ultra-slick, all-digital "banking alternative", conceived when a newly Portlandified Aussie discovered it took an annoying amount of work to be an American bank customer, decided he didn't like it, then presumably pulled out a gigantic bowie knife and chased off some would-be muggers. Activate a Simple debit card/account, to have your money safely placed in a partnering FDIC-insured community bank, and enjoy stuff like:
Auto-Budgeting: Know how much you can drop on your date at the airport Panda Express with Simple's "Safe to Spend" balance, which factors in estimated monthly expenditures/income, bill payments, and savings.
Save Up: Saving up for a vacation? Enter price and timing, and Bank Simple'll automatically stash away small daily amounts until you reach your goal, or if you're going on a soccer tour of Mexico, "goooooaaaaaaallllll!!!"
Check It: If you're some kind of goody two-shoes who actually pays your rent, use the Bill Pay system to send checks, or take a photo of one with their smartphone app to automatically deposit.
No More Fees: Simple never requires minimum balances, and doesn't charge fees for debit transactions, transfers, or overdrafts, meaning you're free to draft Priest Holmes first overall next year, like always.
ATM! ATM!: Use your phone to search for the locations of over 40000 no-fee ATMs.
Know Everything: Geo-located and time-stamped back to the day you joined, your transaction history with Simple is ridiculously searchable, meaning you can enter the word "lunch" and get access to all the midday meals you've ever purchased, along with their locations, as if you didn’t know that Panda Express is in the main concourse.
Published: October 24, 2011 at 4:00am EDT
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