Annual cost: $2,947
Why it's so bad: The average driver in Mississippi drives over 18,000 miles each year. That's more than 50% above the national average, so even though Mississippi is one of the cheaper place to insure your car, all that saved money's going straight to the pump.
Annual cost: $2,940
Why it's so bad: The price of gas, at $2.29, isn't all that great, especially since Georgians drive just over 14,000 miles on average. The insurance rates aren't much better here, either.
Annual cost: $2,861
Why it's so bad: The short answer? It's Florida. Seriously, though, Florida's insurance rates are on the high side, as is the average miles driven. The gas itself is on the cheaper side of things, and the fuel economy is better than average, but neither is quite good enough to offset the insurance and the need to drive further.