How do I sign up for Obamacare?
Applying online: If this is your first time signing up for Obamacare, you'll need to create an account on HealthCare.gov. If you've previously had coverage, log into your account on HealthCare.gov to renew or change your plan.
Applying over the phone: You can also apply over the phone by calling the Marketplace Call Center at: 1-800-318-2596 (TTY: 1-855-889-4325). It is open 24 hours a day, so you can call into the wee hours if you need to.
Applying in person: If you prefer to apply in person, you can find a location near you that can help you with your application.
Applying via snail mail: Although this option will take the longest, obviously, it's possible to mail in an application. You can download an application form here.
Do I need to sign up for Obamacare?
If you're an individual who doesn't have insurance coverage through your employer, doesn't qualify for Medicare or Medicaid, and can afford to pay it, you must sign up for Obamacare, or pay a fee.
That fee is 2.5% of your household income or $695 per adult ($347.50 per child), whichever is higher. You can also get more detailed information on how the fees work here. You may be able to avoid the fee if you qualify for an exemption, including if you can't afford it based on your income.