Admit it, there's a part of you that actually believes you'll strike it rich one day and buy a private island with your earnings. Unless you win the lottery or invent a phone that finally makes it sound like you weren't sleeping when someone calls and wakes you up, chances are you're going to need to work hard for your money. So hard for it, honey.
Still, don't let your current financial situation kill your dreams of owning a private island à la Johnny Depp's F*ck Off Island—if you've got even a small chunk of dough in the bank, you might actually be able to buy some of the floating paradises available on the aptly-named website PrivateIslandsOnline.com.
Pack up your ugly sandals, because your dreams of living alone—or with a group of shipwrecked British school children—might be able to come to fruition.