Learn how to properly break up with someone
Ghosting is not cool -- be an adult about it. “The point of a breakup conversation is simply to communicate that you will no longer be together,” says science-based manners expert Amy Alkon, author of... unconventionally named etiquette books (Google her!). The best breakup excuses are broad, vague ones. “It is not your job to tell them they are a conversation hog or bad in bed,” Alkon explains. “It will make the split even more hurtful and may give them information they can use to try to wedge their way back in.”
Make a budget -- and stick to it
Budgets are boring, but important, like neighborhood zoning meetings. The good news is that you don’t have to spend hours pouring over a spreadsheet. You just need to follow a simple equation, says Woroch: “Half of your income should go toward living expenses including rent, utilities, transportation and groceries,” she says. Then 20 percent goes into savings or paying down debt. And 30 percent goes toward your lifestyle.